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Unit vs House: How to Decide What's Right for You
Unit or house? It's one of the most common questions I hear, and there's no single right answer. Here's a balanced look at the lifestyle, budget and long-term factors worth weighing up before you decide.
Karolina Vilar
May 213 min read


What the 2026 Negative Gearing Changes Mean for First Home Buyers
The federal budget has announced major changes to negative gearing - what does this mean for first home buyers? A Sydney mortgage broker's practical, calm guide to what's changed, what's still available, and a decision framework for your situation.
Karolina Vilar
May 135 min read


Rentvesting in Sydney: How to Get Into the Property Market Without Giving Up Your Lifestyle
If you live in Sydney and can't afford to buy where you rent, you're not stuck. Rentvesting lets you keep the lifestyle you've built while still entering the property market. A 2026 guide to how it works, where Sydney rentvestors are buying, and what to watch out for.
Karolina Vilar
May 127 min read


Is There Another Way for Landlords? SMSF Property Investment Explained.
Why are more Australians using their SMSF to invest in property? A breakdown of the five key drivers behind the trend - from stock market volatility to borrowing capacity, tax positioning, and the deposit barrier.
Karolina Vilar
May 124 min read


How to Use Your Home Equity to Pay Off Your Mortgage Sooner
If your home has grown in value, you might be sitting on hundreds of thousands of dollars in unused equity. A Sydney mortgage broker's guide to leveraging that equity strategically - to build a property portfolio and pay off your home loan sooner - including the risks and how to choose the right investment property.
Karolina Vilar
May 124 min read


How to Build a Profitable Property Portfolio in Australia: A Sydney Broker's Guide
Investing in property in Australia is one of the most established paths to long-term wealth - but a profitable portfolio doesn't happen by accident. A Sydney mortgage broker's practical guide to research, goal-setting, diversification, and building the right team for long-term success.
Karolina Vilar
May 124 min read


Is Your Home Loan Costing You Thousands? A Refinance Guide for Sydney Borrowers.
If you haven't reviewed your home loan in a year or two, you might be paying more than you need to. Even small rate differences compound dramatically over a 30-year term. A Sydney mortgage broker's guide to when refinancing makes sense, what it actually costs, and how the process works.
Karolina Vilar
Mar 2, 20254 min read
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